What is “enough” when it comes to retirement income? “Enough” is different for everyone. Perhaps “enough” means that your assets will create an income that allows you to live a contented life. But we all have different levels of aspiration and therefore what makes one person content may be far from enough for another person.
You have to work out what you need and what you want. Then comes the tough part. Will you have enough retirement income to live the life that you desire, to some extent at least?
Whether it is a high or low income, so long as it enables you to live a life that will make you content, one that includes enough elements of what you want and need, that is all you need.
But what if you aren’t content with the income that your assets will provide?
Don’t despair. Consider your personal assets…your many skills and a lifetime of experience. Are there ways you can use these to improve your financial situation and still enjoy your lifestyle?
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